One wallet. Every AI tool. Pay only for what you use. Save up to 60% on your annual AI spending with intelligent routing and bulk pricing.
See how much you could save in 30 seconds
Based on your inputs, here's what AI Credit Bank can save you:
That's 0% less than you're paying now!
Stop the annual waste and start saving with Universal Wallet today.
Three simple steps to optimize your AI spending
Load your AI Credit Bank wallet with your monthly AI budget. One payment, one invoice, complete transparency.
Our intelligent engine automatically routes your requests to the best AI model for the job at the lowest cost.
Watch your savings grow. Pay only for actual usage, access bulk pricing, and eliminate subscription waste.
If we don't save you at least 20% in your first month, we'll refund the difference. No questions asked.
Your rates never increase, even if provider prices go up.
Detailed insights into where every dollar goes.
Change models mid-conversation without losing context.
AI automatically picks the most cost-effective model.
Choose the plan that fits your AI usage
For individuals getting started
For power users & small teams
For organizations at scale
Most teams use 23% of their AI spend. Find out how much you're losing.
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The Price Protection Guarantee